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Common Workers’ Compensation Terms Explained

| Apr 13, 2017 | Workers' Comp |

The world of workers’ compensation can be difficult to navigate, especially if you are unfamiliar with the inner workings. These complexities can be confusing to anyone who isn’t a legal professional, which is why it is necessary you enlist in the help of a San Jose workers’ compensation attorney you can trust. If you have suffered an injury at work, it is vital you understand some of the top legal terms, as you will likely come across them during your workers’ compensation claim.

The following are some of the most commonly used workers’ compensation terms:

  • Social Security Disability Benefits, or SSDI – These are payable to disabled individuals through Social Security, and they are different than regular workers’ compensation benefits. If you are slated to receive both, an appropriate amount will be calculated to ensure the recipient doesn’t receive more than necessary from both programs.
  • Independent Medical Examination, or IME – Once you have claimed an injury, your employer and its insurance company will request you partake in an IME by a physician of their choosing.
  • Adjourn – To adjourn a hearing means to suspend it until further notice.
  • Average Weekly Wage, or AWW – This is the wage used to calculate total disability benefit rates for most claimants.
  • Indemnity Benefits – This is compensation paid to the claimant for non-medical loss.
  • Misclassification – This occurs if your employer attempts to intentionally reduce your insurance premium by misclassifying you as an independent contractor.
  • Occupational Disease, or OD – A disease which arose from employment conditions.
  • Temporary Partial Disability, or TPD – These temporary benefits apply when you are injured, yet still able to work despite your injury.
  • Vocational Rehabilitation, or VR – These services are offered to employees returning to work following an injury, and they involve various programs such as skill assessments, educational courses, job search assistance, etc.

Contact Our San Jose Workers’ Compensation Attorneys Today

If you or a loved one has sustained an injury while working, you are likely facing an onslaught of medical bills that you don’t know how to pay off–especially considering the fact that your injury now likely prevents you from being able to work

Interested in reaching someone from our legal team? Call (408) 709-7317 to schedule your initial consultation.